By using Quid, you agree to these Terms. If you do not agree, please do not use the app.
What Quid Is
Quid is a budgeting and personal finance organisation tool for iOS. It helps you manually record and review budgets, accounts, balances, transactions, debts, goals, investments, tax documents where relevant, and related notes.
Quid does not operate user accounts, bank sync, a Quid-controlled cloud database, or Quid servers for storing your financial data.
Global Use
Quid is available to users in multiple countries and territories. Some features may not be available, accurate, appropriate, or relevant in every country, currency, tax system, financial institution, or device configuration.
You are responsible for ensuring that your use of Quid is suitable for your own circumstances and complies with any laws or obligations that apply to you.
Currencies
Quid supports multiple active ISO 4217 currencies for display and budgeting purposes. Your selected currency is used to format amounts inside the app.
Quid does not perform currency conversion, provide exchange rates, calculate foreign exchange gains or losses, or verify the accuracy of any exchange rate or financial institution balance.
You are responsible for checking actual balances, fees, charges, exchange rates, and transactions with your bank, card provider, lender, or financial institution.
Tax Features
Some features, including the Tax Year Summary, are designed for users in the United Kingdom and may refer to UK tax years, HMRC, P60 and P45 information.
These features may be hidden, unavailable, or not relevant for users outside the UK or users who do not choose GBP. Any tax-related information shown in Quid is for general organisational purposes only and is not tax, legal, accounting, or financial advice.
AI Features
Quid may use Apple Intelligence or other Apple-provided on-device intelligence features to generate summaries, suggestions, briefings, debt coaching prompts, budget suggestions, and financial insights.
Quid does not send your financial data to Quid-controlled servers for AI processing. AI-generated output may be incomplete, inaccurate, outdated, or unsuitable for your personal circumstances. You should review all AI-generated output carefully.
AI output is not financial, investment, legal, tax, debt, or accounting advice, and you remain responsible for your own decisions.
No Financial Advice
Quid is a budgeting and personal finance organisation tool only. It does not provide regulated financial advice, investment advice, legal advice, tax advice, accounting advice, or debt advice.
Quid does not recommend financial products, does not make financial decisions for you, and does not replace advice from a qualified professional. You should consult qualified professionals where needed.
Device-only Storage and Backups
Quid is designed as a device-only app. The app stores data locally on your device and does not operate user accounts or Quid-controlled cloud syncing.
You are responsible for maintaining device backups and protecting access to your device. Deleting the app, resetting your device, or losing your device may permanently delete app data unless you have a valid device or iCloud backup outside Quid's control.
Your Responsibilities
You are responsible for the accuracy of information you enter into Quid, for reviewing any summaries or calculations, and for checking important information against your bank, card provider, lender, employer, tax authority, accountant, or other relevant provider.
You must not use Quid in a way that is unlawful, harmful, or intended to misuse the app or related services such as website forms.
Availability and Changes
Quid may change over time. Features may vary, be unavailable, or be removed depending on device capabilities, Apple software availability, App Store distribution, country, currency, or product development needs.
Governing Law
These Terms are governed by the laws of England and Wales. The courts of England and Wales will have jurisdiction over disputes arising from these Terms, except where the laws of your country of residence give you mandatory consumer rights or require a different jurisdiction that cannot legally be excluded.
Contact
Questions about these Terms can be sent to: support@quidapp.uk
Website: https://quidapp.uk