Dashboard
Net worth, this month's income and spending, and a daily briefing at the top.
On device · 00
Private by architecture, not by policy
A finance app with no servers to send your money to.
Quid tracks budgets, transactions, debts, goals, bills, investments and UK tax documents entirely on your iPhone. There is no account to create, no bank to connect, and no Quid database with your name in it.
- Price
- £19.99
- Billing
- Once
- Free trial
- 30 days
- Subscription
- None
iPhone only at v1.0 · UK and international
Price · 01
One payment
£19.99, once. Here is what that avoids.
Quid runs no servers, so there is no monthly cost to pass on to you. Charging every month would be charging you for nothing. A budgeting app billed at £4.99 a month passes Quid's price in its eighth month, and then keeps going.
- £4.99 a month, cumulative
- Quid, one payment of £19.99
Thirty days free first, with nothing to enter. Then one payment of £19.99 — no renewal, no tier above this one, no price rise next year, and no feature held back for a plan that does not exist.
£4.99 a month is an illustrative figure used to show the arithmetic, not a specific product. Bar lengths above are scaled to the five-year total. Purchases and refunds are handled by Apple through the App Store. The 30-day trial is managed by the app on your device — nothing is charged automatically.
Privacy · 02
App Store privacy label
Data Not Collected
Apple requires every app to declare what it collects, in fourteen categories. Quid declares nothing in all fourteen, because there is nowhere for it to go.
- Contact info
- Health & fitness
- Financial info
- Location
- Sensitive info
- Contacts
- User content
- Browsing history
- Search history
- Identifiers
- Purchases
- Usage data
- Diagnostics
- Other data
Fourteen of fourteen categories · No data collected · No data linked to you · No tracking
The one exception, named
If you use investment tracking, Quid asks Yahoo Finance for the current price of the ticker symbols you have added. The ticker goes out, and your device's IP address is visible to them the same way it is to any website you open.
Nothing else goes with it: no holdings, no quantities, no balances, no transactions, no name, no identifier. If you never open Investments, no request is ever made. Every other part of Quid — every budget, transaction, document and AI summary — stays on the device. We would rather tell you about this than let you find it in a network log.
Screens · 03
The app itself
Built for a ten-second check, not a spreadsheet session.
Everything is one tap from the dashboard. Nothing waits on a network request, because there isn't one.
Dashboard
Net worth, this month, and today's briefing.
Budgets
What you planned against what you've spent.
Debt Coach
Balances, payoff order, and what it costs to wait.
Reports
Where it actually went, over any period.
Tax Documents
Payslips, P60s and P45s, locked on device. UK only.
Features · 04
Thirteen tools, one app
Everything you'd expect, and nothing that phones home.
You enter what you track. That is the trade Quid makes: a few seconds of typing in exchange for never handing your bank credentials to anybody.
Transactions
Add, edit, split and categorise. Search and filter across everything you've entered.
Accounts
Current, savings, cash and card balances in one list, in the currency you choose.
Budgets
Set a limit per category and watch what's left, not just what's gone.
Goals
Target amounts with a date, progress, and what you'd need to put aside monthly.
Debt Coach
Every balance in one place, a suggested payoff order, and what waiting costs you.
Investments
Holdings and current prices. Ticker symbols are the only thing ever sent out.
Bills
What's due, when, and whether this month's money covers it.
Recurring
Standing entries that post themselves, so subscriptions stop being a surprise.
Reports
Spending by category, by month, by account — over any period you pick.
Tax Documents
Payslips, P60s and P45s stored on device with a Tax Year Summary. UK and GBP only.
Categories
Build your own, rename them, merge them. Yours, not a fixed list.
App Lock
Face ID, Touch ID or a passcode on the app and on the tax vault.
Currency is for display and budgeting only. Quid does not fetch exchange rates and does not convert between currencies. Tax Year Summary and the document vault appear for UK users on GBP and are hidden elsewhere.
Intelligence · 05
Apple Intelligence, on device
The AI reads your finances without anyone else reading them.
Quid's Daily Briefing, Debt Coach analysis and budget suggestions run on Apple's on-device foundation models. No prompt, no figure and no document ever leaves the phone — there is no API key in this app, because there is no API to call.
Daily Briefing
A short read on where you stand today, written fresh each morning on your phone.
Debt Coach
Plain-English analysis of what to clear first and what it saves you.
Budget suggestions
Limits proposed from what you've actually spent, not from a generic template.
AI features require an iPhone that supports Apple Intelligence, with it enabled in Settings. On other iPhones every other part of Quid works normally and the AI sections are hidden. Output is informational and is not financial, tax or investment advice.
Maker · 06
Why I built Quid
Most finance apps want your account before they help you.
Some require subscriptions. Many send your data to cloud services you never see. Quid is neither: one payment of £19.99, and nothing to send anywhere.
I wanted something simpler — a finance app that works locally, respects privacy, and feels at home on iPhone. So I built it, on my own, in the UK. If something in it is wrong or unclear, the email below reaches me and not a queue.
Built and supported byStefan · hello@quidapp.uk
Compare · 07
The difference
A finance app should not need to watch you.
This is the trade, stated plainly. Quid asks you to type your own transactions. In return, nothing about your money exists anywhere but your phone.
| Most finance apps | Quid | |
|---|---|---|
| Getting started | Account and password required | Open it and start |
| Bank connection | Open banking link to your bank | None — you enter what you track |
| Where your data lives | On the company's servers | On your iPhone, and only there |
| Analytics and tracking | Third-party SDKs and identifiers | No SDKs of any kind |
| Where the AI runs | Your figures sent to a cloud model | Apple's models, on the device |
| What it costs | Monthly or annual, forever | £19.99 once |
| If the company folds | The service stops and data goes with it | The app on your phone keeps working |
Thirty days free, then £19.99 once
Try it for a month before you pay anything.
If it isn't for you, delete it and every figure you entered goes with it. That's the whole design.
Questions first? Read the support page