Global personal finance app for iPhone

Private money management, built for your iPhone.

Quid helps you track budgets, spending, debt, investments, and UK tax documents where relevant — with multi-currency display, on-device AI insights, and no Quid servers.

  • No accounts
  • No bank sync
  • No analytics
  • No tracking
  • Multiple currencies
  • On-device AI
  • Local-first
Join the Beta Read the Privacy Policy
Today Local-first
Available after bills $2,480
June budget72% used
Spending$42 under plan
Debt3 payments left
Tax vaultFace ID protected
On-device AI insight

Groceries are trending lower than last month.

Processed privately on your iPhone where available.

What Quid helps with

One private place to understand your finances.

Quid is built for everyday money management without forcing your financial life through bank sync, an account system, or a Quid cloud database.

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Multi-currency budgeting

Choose from supported ISO 4217 currencies for display and budgeting organisation.

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Spending insights

Review patterns across your transactions and understand where money is going.

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Debt tracking

Keep loan, card, and repayment progress visible alongside the rest of your finances.

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Investment tracking

Track holdings and refresh ticker prices without sending balances or identity data.

T

UK tax document vault

For UK/GBP users, store payslips, P60s, P45s, and tax notes locally with device-level protections.

AI

On-device AI insights

Use Apple on-device intelligence where available for informational summaries and suggestions.

Why I built Quid

Most finance apps want your account before they help you.

Some require subscriptions. Many send your data to cloud services you never see.

I wanted something simpler: a finance app that works locally, respects privacy, and feels at home on iPhone.

So I built Quid.

— Stefan

App screens

Designed for quick checks and calm decisions.

Beta screenshots are being finalised as the launch build settles.

Dashboard

Your financial day at a glance.

Spending

Categories and trends without tracking.

Budgets

Plan ahead and see what remains.

AI insights

Helpful summaries on device.

Tax vault

Documents stored locally.

Private by design

Financial data stays on your device.

Quid is device-only. Optional iCloud device backups are controlled by Apple and your device settings, and AI features use Apple's on-device Foundation Models and Apple Intelligence where available.

  • No accounts
  • No bank sync
  • No ads
  • No analytics
  • No tracking
  • No Quid servers
  • Currency display only

Currencies and tax

Global by default, clear about limits.

Currency selection is for display and budgeting only. Quid does not provide exchange rates or perform currency conversion. The Tax Year Summary is designed for UK/GBP users and is hidden or not relevant elsewhere.

Why Quid is different

A private finance app should not need to watch you.

Quid is built around a different default: start local, avoid accounts, and keep financial data under your control.

Most finance apps

  • Account required
  • Bank sync or cloud database
  • Tracking or analytics
  • Cloud processing
  • Company-controlled data storage

Quid

  • No account
  • No bank sync
  • Local-first
  • No analytics or tracking
  • On-device AI where available
  • Your financial data stays on your device